Residential

Property Bridge

A residential bridging loan can help you unlock the capital you need right now and secure your investment properly. Whether you are purchasing a buy to let or need coverage for a short-term cash shortage we can help you. We also offer Second Charge loans.

Loan Terms

No matter if your investment is big or small, our loans mean a time-sensitive purchase can go through easy and stress-free.

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  • Interest Rate
    From 0.69% Per Month
  • Max Loan
    £3,000,000
  • Minimum Loan
    £300,000
  • Max Loan to Value
    75%
  • Term
    3 to 18 Months
  • Arrangement fee
    2%
  • Early redemption
    Never
  • Admin fee
    No
  • 2nd charge Max LTV
    60%
  • 2nd charge Rate from
    0.9%

About our loans

Our residential bridging loans give you a real alternative right when you need it and are flexible to ensure it can fit your exacting situation and requirements.

Unlike other types of property finance, a bridging loan is incredibly simple: you take out a short-term loan that covers your new property purchase while you wait for your main funding means to become available.

The loan application can be turned around in days, then once your current property sells or your mortgage is agreed, you will have the means to reimburse it.

Interest rates start at just 0.69% per month and we will never charge early-redemption or admin fees. Our repayment options are always discussed clearly, and we will be completely transparent with you so you know precisely what to expect and when.

Case Study
"As our client needed to cover almost all of the purchase for the property, we took a second charge on this block of flats out to carve further equity to be used for the purchase."
Residential House, Oxford, Oxfordshire
Term: 6 months | Rate: 0.90% pm | Application Time: 10 days